The key is to have a clear understanding of what you want to achieve as well as what is possible within the law. But if there’s strong evidence that fraud is likely, then it’s worth committing the resources to establish a defense. However, some adjusters are hesitant to request a surveillance, especially if they’ve had bad past experiences with paying big bucks for surveillance time, with no video evidence to show for it. It is the claims professional’s responsibility, after much evaluation, to initiate the sub rosa investigation. What’s more damaging than someone caught on film cutting and stacking wood, when hours earlier he was barely able to hobble into a doctor’s office? Film that catches a subject in unguarded moments will document the claimant’s true physical limitations and can be a powerful confirmation of fraud. Sub rosa investigation is one of the most powerful tools a claims professional has to document evidence. The image of a rose was often carved on confessionals, indicating that the act of confession between the priest and confessed would remain a secret.įast forward to today, and the term sub rosa investigation is used to describe the act of watching a person or group in secret. We also see the rose in early Christian symbolism. In ancient Rome, roses were hung from the ceiling of the great council chamber to pledge the assembly to secrecy. The rose, a beautiful flower used to express love, is also the symbol of secrecy. Sub rosa is a Latin phrase meaning “under the rose.” It’s a term that we use so often in the workers’ compensation community, it’s surprising how many folks don’t know what it means.
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